The State Council to carry out special rectification of the Internet banking strictly down pa yuanmu

The State Council to carry out special rectification of Internet financial   no down payment loan — Chongqing channel people.com.cn – recently, the State Council promulgated the "Internet financial risk special rectification work plan" (hereinafter referred to as the "plan"), the financial risks of the Internet special rectification work carried out comprehensive arrangements for the deployment. "Implementation plan" requirements, in accordance with the "illegal and protect legitimate, actively and steadily and orderly resolve, a clear division of labor, strengthen cooperation, the working principle of the combination of distance, bianzhengbiangai," the distinction, classification policy, focus on the P2P lending network, the congregation to raise equity, Internet insurance, third party payment, by the Internet to carry out cross-border asset management and financial services, the financial sector engaged in Internet advertising and other key areas of remediation. At the same time, timely sum up experience, establish and improve the long-term mechanism of Internet financial regulation. In the access management, the establishment of financial institutions, engaged in financial activities, must be subject to access management. Without the approval of the relevant competent authority or filing for financial activities, the financial management department in conjunction with the business sector to identify and investigate, if the circumstances are serious, shall be banned. Industry and commerce departments in accordance with the views of the financial management department, according to revoke the business license; suspected of a crime, the public security organs according to law. Non financial institutions, not to engage in financial activities of the enterprise, the registered name and business scope shall not use the principle of "exchange", "trading center" and "financial", "asset management", "financial management", "fund, fund management, investment management, wealth management," "equity investment fund", "net loan" and "lending", "P2P", "equity raise", "Internet insurance" and "pay" ". "Implementation plan", the real estate development companies, real estate intermediary agencies and financial institutions such as the Internet has not obtained the relevant financial qualifications, and shall not make use of the P2P network lending platform and platform to raise public shareholding in the real estate finance business; obtain related financial qualifications, do not have to carry out illegal real estate finance related business. Enterprises engaged in real estate financial business shall comply with the relevant provisions of the macro-control policies and real estate financial management. Regulate the Internet to raise the public to buy a house and other acts, prohibited all types of institutions to carry out down payment loan nature of the business. The special rectification work plan to be completed before the end of March 2017. The relevant departments and local governments should fully understand the importance of Internet financial risk, special rectification of the urgency and complexity of the special rectification work as an important task of the current and future periods, according to the actual situation, in strict accordance with the "implementation plan" and other areas of remediation program requirements, meticulous organization, compaction responsibility, coordination, methodological strategies, orderly and effective to promote the special rectification work, firmly hold the bottom line, to maintain social stability. Issued 2016 No. 21 provinces, autonomous regions, municipalities directly under the central government, ministries and agencies directly under the State Council: "Internet financial risk special rectification work plan" has been approved by the State Council, are hereby issued to you, please implement. General Office of the State Council 2016相关的主题文章: